Privacy Policy

Effective Date: July 22nd 2026
Last Updated: July 22nd 2026

MarketsInPlainEnglish.com (“we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit marketsinplainenglish.com (the “Site”).

1. Who We Are
Our website address is: https://marketsinplainenglish.com. This site provides general educational content about markets, investing concepts, and financial mechanics. Nothing on this site constitutes personalized financial, investment, tax, or legal advice.

2. Information We Collect
Provided directly by you: comments left on articles (name, email, comment content); information submitted via a contact form, if applicable.
Collected automatically: IP address and browser user-agent string (for spam detection on comments); standard log/analytics data (pages visited, time on page, referring site, device/browser type); cookies (see Section 5).

3. Google AdSense and Advertising
We use Google AdSense to display ads on this Site. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to this and other websites. You may opt out of personalized advertising via Google’s Ads Settings (adssettings.google.com), and opt out of other vendors’ use of cookies via www.aboutads.info. Third-party vendors, including Google, may show ads based on your visits to this and other sites.

4. Google Analytics
We use Google Analytics to understand how visitors use the Site; it collects data anonymously and reports trends without identifying individual visitors. Opt out via the Google Analytics Opt-out Browser Add-on (tools.google.com/dlpage/gaoptout). See Google’s Privacy & Terms (policies.google.com/privacy) for details on how Google processes data.

5. Cookies

  • Comments: opting in saves your name, email, and website in a cookie for one year.
  • Login cookies (if applicable): manage login state/display preferences.
  • Advertising cookies: as described in Section 3.
  • Gravatar: an anonymized hash of your email may be checked against Gravatar to show a profile picture on comments (automattic.com/privacy).

6. Embedded Content
Articles may include embedded content (videos, charts, social posts). Embedded content behaves as if you visited the source site directly, and that site may collect data, set cookies, and track your interaction with it.

7. Data Sharing
We do not sell your personal information. We may share limited data with service providers who help operate the Site (hosting, analytics, advertising, spam detection), or with legal authorities if required by law. If you request a password reset, your IP address is included in the reset email.

8. Data Retention
Comments and metadata are retained indefinitely to help recognize and auto-approve legitimate follow-up comments. Registered user profile information (if applicable) is stored until deletion is requested.

9. Your Privacy Rights
All visitors: may request export or deletion of personal data submitted (e.g., via comments), subject to data we’re legally required to retain.
California residents (CCPA): rights to know what’s collected, request deletion, and opt out of “sale” of personal information (we don’t sell data as CCPA defines it, though some advertising cookie practices may qualify — see Section 3 opt-outs).
EU/UK/EEA residents (GDPR), if applicable: rights to access, rectify, erase, restrict, or port data, and object to processing. Contact us per Section 12.

10. Children’s Privacy
This Site is not directed at children under 13, and we do not knowingly collect their personal information. Contact us if you believe a child has provided personal information, so we can delete it.

11. Changes to This Policy
We may update this policy periodically. The “Last Updated” date reflects the most recent revision. Continued use of the Site after changes constitutes acceptance.

12. Contact Us
Questions about this policy or requests to exercise your data rights: support@mealmerry.com